200 Lenders maintains the 200 Lenders.com site for your information, education and communication, and to enable you to submit applications for certain home loan products to a 200 Lenders mortgage lender. Please feel free to browse 200 Lenders.com. You may not distribute, modify, transmit, reuse, repost, or use the content of 200 Lenders.com for public or commercial purposes, including the text, images, audio, and video without prior written permission from 200 Lenders.

When ever and where ever certain products or companies are highlighted Example: USLAC.COM it expresses no direct affiliation or representation from 200lenders to said company or said company to 200lenders...we provide these program highlights and sometime feature key executives of lenders for your reference only and neither 200lenders or any "highlighted" ,"linked" or otherwise referenced lender shall be liable for the others representations or actions.

Consult tax adviser to determine the deductibility of interest for all loans.

Programs are subject to change. Certain restrictions apply. Not all programs may be combined. Not all products are offered on this Site.

User Representations: 200 Lenders.com is established for the sole use of adults,and may not be used by children. 200 Lenders does not wish to use 200 Lenders.com to obtain any information about children or to market any mortgage or other product to children. You represent and warrant that you are at least 18 years of age and that you possess the legal right and ability to enter into this Agreement and to use 200 Lenders.com in accordance with this Agreement.

Except for the submission of a mortgage application, 200 Lenders.com is intended for personal, noncommercial use. You agree that any submission of a mortgage application to 200 Lenders through 200 Lenders.com has the same legal effect as if you personally signed and submitted a written application. You may only use 200 Lenders.com to submit legitimate mortgage applications and shall not use 200 Lenders.com to make any speculative, false or fraudulent mortgage applications. It is a violation of law to submit a mortgage application in a false name or with false or misleading information. Please be aware that even if you do not give us your real name, your web browser transmits a unique Internet address that can be used by law enforcement officials to identify you. Information regarding fraudulent users will be forwarded to law enforcement authorities for possible prosecution.

Ownership: COPYRIGHT © 200 Lenders. 2002. All rights reserved: Everything you see or read on 200 Lenders.com is copyrighted unless otherwise noted and may not be used except as provided in these Terms and Conditions or with the written permission of 200 Lenders. 200 Lenders does not warrant or represent that your use of the materials displayed on 200 Lenders.com will not infringe the rights of third parties not owned or affiliated with 200 Lenders.

The trademarks, logos, and service marks (collectively the "trademarks") displayed on 200Lenders.com are registered and unregistered trademarks of 200Lenders.com. 200Lenders's trademarks may not be used in connection with any goods or services that are not 200Lenders, in any manner that is likely to cause confusion among consumers, or in any manner that discredits of disparages 200 Lenders or any of its subsidiaries or affiliates. Your use of the trademarks displayed on 200Lenders.com, or any other content on 200Lenders.com, except as provided in these Terms and Conditions, is strictly prohibited. 200Lenders will enforce its intellectual property rights to the fullest extent of the law.

Content and Liability Disclaimer: If you submit a mortgage application your eligibility for a mortgage loan, and the terms and conditions of the loan, will be determined solely by the 200 Lenders lender that receives the mortgage application. Your use of 200 Lenders.com is at your own risk. While 200 Lenders uses reasonable efforts to include accurate and up-to-date information in 200 Lenders.com, 200 Lenders, its subsidiaries and affiliates make no warranties or representations as to its accuracy. Although 200 Lenders may make changes to 200 Lenders.com, or to the products or services described in 200 Lenders.com, at any time without notice, 200 Lenders makes no commitment to update 200 Lenders.com. 200 Lenders, its subsidiaries and affiliates specifically disclaim any liability or responsibility for any errors or omissions in the content of 200 Lenders.com. 200 Lenders, its subsidiaries and affiliates, as well as any other party involved in creating, producing, or delivering 200 Lenders.com are not liable for any direct, incidental, consequential, indirect or punitive damages arising out of your access to, or use of, or inability to access or use, 200 Lenders.com. Without limiting the foregoing, everything on 200 Lenders.com is provided to you WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INGRINGEMENT, COMPATABILITY, SECURITY OR ACCURACY OR FREEDOM FROM COMPUTER VIRUS. Please note that some jurisdictions may not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you. Check your local laws for any restrictions or limitations regarding the exclusion of implied warranties.

200 Lenders.com may contain links to third-party Internet sites. The linked sites are not under the control of 200 Lenders and 200 Lenders is not responsible for the content of any linked site or any link contained in a linked site. 200 Lenders reserves the right to terminate any link or linking program at any time. 200 Lenders does not endorse companies or products to which it links. If you decide to access any of the third party sites linked to 200 Lenders.com, you do so entirely at you own risk.

Indemnification: You agree to indemnify 200 Lenders and its subsidiaries, affiliates, directors, officers, employees, vendors and agents from and against any and all liabilities, expenses (including court costs and attorneys' fees), losses and other damages that are caused by, arise out of, or relate to your use of 200 Lenders.com. This includes, without limitation, any claim of libel, defamation, violation of rights of privacy or publicity, loss of service by other users of 200 Lenders.com and infringement of intellectual property or other rights. 200 Lenders will notify you promptly of any claim for which it seeks indemnification and will afford you the opportunity to participate in the defense of such claim, provided that your participation will not be conducted in any manner prejudicial to 200 Lenders interests, as reasonably determined by 200 Lenders.

Communication: All information submitted in connection with a mortgage application is subject to 200 Lenders Privacy Policy, which is incorporated into these Terms and Conditions. Read more information on 200 Lenders Privacy Policy.

Any mortgage application or information that you provide in connection with a mortgage application shall be and remain the exclusive property of the 200 Lenders lender that receives your Mortgage Application. Excluding information provided in connection with a mortgage application, any communication or material you transmit to 200 Lenders.com by electronic mail or otherwise, including any data, questions, comments, suggestions or the like is, and will be treated as, non-confidential and nonproprietary. Any Communication you transmit to200 Lenders.com shall be and remain the exclusive property of 200 Lenders and may be used by 200 Lenders in any medium and for any purpose including, but not limited to, reproduction, disclosure, transmission, publication, broadcast and posting. Further, 200 Lenders is free to use any ideas, concepts, know-how, or techniques contained in any communication you transmit to 200 Lenders.com for any purpose whatsoever including, but not limited to, developing, manufacturing, and marketing products and/or services using such information. Your name may be used with any communication you submit. 200 Lenders is under no obligation to maintain your communication in confidence, to pay you any compensation for any communication submitted or to respond to any of your Communications. Your agree that you will be solely responsible for the content of any communication you make.

Applicable Law: These Terms and Conditions shall be treated as though they were executed and performed in the state of origin, and shall be governed and construed in accordance with the laws of the United States of America and, to the extent that state law is applicable, by the laws of that State (without regard to conflict of law principles). The language in these Terms and Conditions shall be interpreted in a neutral manner and in accordance with their fair meaning. Any rule of law or legal decision that would require interpretation of any ambiguities in these Terms and Conditions against the party that has drafted them is not applicable and is waived. All legal proceedings arising out of or in connection with these Terms and Conditions shall be brought solely in the state of origin. 200 Lenders, its subsidiaries and affiliates make no warranties or representations that materials on this Site are appropriate or available for use in other locations, and accessing them from territories where their contents are illegal is prohibited. Those who choose to access this Site from other locations do so on their own initiative and are responsible for compliance with local laws.

Termination of Usage: Requirement of Written Mortgage Application 200 Lenders may terminate or suspend your access to all or any part of 200Lenders.com at any time, without prior notice and for any reason. 200 Lenders may also require you to resubmit any Mortgage Application in a signed, written form.

In the event that any term or statement elsewhere on 200 Lenders.com conflicts with or is contrary to these Terms and Conditions, these Terms and Conditions shall control.

All rights not expressly granted to you in these Terms and Conditions are reserved to 200 Lenders.

200 Lenders may change these Terms and Conditions at any time by updating the Terms and Conditions available on 200 Lenders.com, and the changed Terms and Conditions will apply to you. A change in the Terms and Conditions may include, without limitation, adding to, deleting from, or amending the existing Terms and Conditions. Any new Terms and Conditions may address matters that are different than the types of matters that are then contained in the Terms and Conditions. 200Lenders will not provide you with individual notice of any change in the Terms and Conditions. You should click on the Terms and Conditions link on 200 Lenders.com from time to time to review the current Terms and Conditions because they are binding on you.